hello everyone thanks a lot for joining us today on Facebook we are here at Chism Chism as well as Kilpatrick my name is Maura Clancy I'' m a lawyer right here at C CK as well as I'' m joined today by Elise galovski that is also an attorney here at C CK as well as Rachel Foster who is recognized to represent plaintiffs prior to the VA today we'' re going to be discussing fringe benefits that are offered to professionals who have 100% handicap ratings so to start we'' re mosting likely to explain simply to see to it that everyone has the exact same background what the value of a 100% handicap rating is and how you arrive but after that we'' re likewise mosting likely to be speaking about various advantages as well as programs that are available for handicapped professionals and in some situations their member of the family if the professional is in invoice of a 100% handicap rating these these programs have a great deal of various eligibility requirements in many cases there'' s a lot of different solutions that are offered sometimes under the umbrella of the programs that we'' re mosting likely to be discussing today so we would most definitely encourage you as we constantly do to see any one of the related blog messages or articles that we have on our internet site at C CK legislation comm we cover a great deal of these advantages in even more detail so if you are interested in anything that we'' re speaking about today and you want to do some added research study I would certainly assume that that'' s a good area to begin as well as in addition we will certainly be able to react to any type of concerns that you leave in the comments feed next to this video clip so please do not hesitate to leave any concerns there we have a really effective group who'' s constantly returning to people therefore if you believe that that'' s mosting likely to be helpful for you'or you ' d like to ask an inquiry to obtain extra details please do not hesitate to do that and also we will leave any articles or info that we think is useful to you in the comments feed too so prior to we start like I claimed we intend to just lay the groundwork to make sure that everyone comprehends prior to we start discussing extra advantages readily available to professionals that have 100% special needs rankings just how do you obtain a 1 percent rating we'' ve done videos as well as posts on this subject there'' s type of 2 means to obtain a 100 %score the very first is if all of a professionals solution connected conditions integrated to an overall scheduler score of 100% so this is done by taking the the total amount of every one of the experts conditions as well as the percent assessment appointed to those problems and also including them up in a special manner in which VA does when those problems hit 100% overall then the veteran is thought about to be scheduler 100 or at an one hundred percent ranking one more various means to obtain a 100 percent rating is to be granted privilege to an overall special needs score based on individual unemployability we occasionally refer to these as unemployability advantages or a complete unemployability rating this is a means to get a 100 percent rating or to be considered totally handicapped without having to have every one of the private conditions that you have add up to that scheduler 100 number so if you'' re able to confirm that the service-connected handicaps that you do have no issue what percentage is assigned to those problems and also you'' re able to reveal that every one of those conditions prevent your capacity to function in a significantly lucrative capacity then VA may honor you what'' s called the complete special needs rating based upon unemployability or TBI you tdiu as well as scheduler 100 pay you at the same price I believe the settlement rate for 100% scores today is concerning $3,200 for a solitary professional without dependents even though they'' re both different opportunities of arriving those various kinds of complete specials needs the 100 %scheduler or the 100% with TDI you will certainly pay you at the very same price and also the programs that we'' re going to be speaking about today are available to both kinds of experts who have that 100% score by either of those avenues an additional point we wish to discuss is the relevance of permanent and overall ratings so several of the benefits that are available for simply claim experts who are entirely handicapped or fifty percent that 100% score are conditioned on the expert having an irreversible in total score standing so this is a little bit complex in some cases due to the fact that VA doesn'' t constantly honor every 100% rating with an irreversible and complete condition it'' s uncertain occasionally why they do it sometimes over others but the concept is that not not only is the professional entitled to the 100% score however it'' s likewise understood that their problem is not mosting likely to boost at all so VA has simply decided that that ranking will be overall will certainly be irreversible in the future so they assign that irreversible in complete or pnt status as we sometimes call it as well as that is occasionally one of the criteria that enters into play when we speak regarding added benefits that are available for professionals that have complete disability scores so with every one of that hopefully that establishes the foundation for the class of veterans that we are reviewing being qualified to these advantages of what we'' re speaking about today and also Elyse Oh really no I desire to begin with Rachel the initial sort of benefit we desire to discuss has to do with health treatment top priority as well as additionally fringe benefits readily available relevant to emergency treatment can you stroll us via some of those specifics of course so once a professional registers for medical care they are placed in one of eight sorts of top priority groups according to the the Veterans Health and wellness Management it categorizes what co-pays differing co-pays what advantages medical advantages are readily available to the experts too experts that are assessed that total combined rating is 50% or higher or if they'' re qualified to tdiu because their specials needs result and an inability to function they are positioned in top priority one to make sure that is very considerable especially pertaining to co-pays so that means basically they get three immediate treatment brows through a year without needing to pay a copay and they put on'' t have to pay co-pays for inpatient or outpatient solutions they also put on'' t have to pay co-pays for drug which certainly is massive and also as component of being in concern group one if they'' re completely and also completely impaired and in or receipt of TDI you me an attends to taking care of residence care for those professionals too great and are there any type of additional benefits available for specifically under the umbrella of emergency situation treatment apart from what you'' ve currently discussed indeed so experts and concern team one that are ranked long-term as well as totally disabling are entitled to emergency care for any type of special needs beyond the VA Health And Wellness Administration and also that'' s at v– help expense all it truly needs to oh they truly need to reveal is that VA wasn'' t fairly available to supply the treatment that they need it at the time good so there'' s at least that aspect of versatility there too which'' s really good to understand because I assume one of the points that we occasionally obtain inquiries about is from professionals who are already getting treatment via the VA Medical Facility yet they'' re not a 100 percent rating they put on ' t have that one hundred percent rating yet so it ' s certainly excellent to know that there are additional kinds of healthcare top priority advantages so to speak for specifically for experts that are completely handicapped and Elise there'' s likewise oral as well as vision care benefits that are available to experts who have a 100% rating or who have tdiu and have the long-term and total status can you speak with us regarding those different kinds of benefits that may be offered to our so for oral care its experts who are either rated at a hundred percent or if they'' re in invoice of tdiu you certify what for what'' s called course for dental care that ' s basically going to cover any type of type of needed oral care so that'' s going to consist of set up cleanings and also x-rays it consists of restorative procedures such as dental fillings crowns bridges it'' s additionally going to aid you with your dentures any type of dental surgeries that you could such as tooth extractions root canals anything like that or any cosmetic surgeries from an injury or significant illness I must mention that the 100% doesn'' t include people who are a temporary total so if you have a short-lived one hundred percent rating from perhaps a a surgical treatment or a knee substitute or something like that that doesn'' t certify you for the dental care it needs to just be a scheduler 100 or the TDI you on the other hand Vision Treatment and listening to aids you in fact put on'' t need to have a hundred percent score for this all professionals are with any type of kind of compensable rating or qualify for a vision care and listening device so Vision Treatment that that'' s gon na consist of any kind of routine eye tests preventative screening such as glaucoma screening expenses of spectacles which is great and then also listening to aids um so for the vision as well as listening devices you only need to have a pencil rating for the oral treatment you require to have a 100 percent or TDI you okay as well as I'' m happy that you made that point additionally regarding the distinction between a short-lived overall score as well as an one hundred percent rating so most a whole lot of you might recognize that if a veteran is receiving inpatient medical facility look after a service-connected problem or goes through a surgical procedure such as a I believe Elise stated knee substitute hip replacement things like that there are particular rules that permit the experts who obtain a 100% complete rating for a momentary time that is in line with the amount of time that they spent hospitalized or recouping from a surgery such as a joint substitute so those temporary overall ratings are fantastic due to the fact that they will give an expert with 100% payment simply in acknowledgment of the truth that they were absolutely disarmed throughout the surgical procedure or throughout the hospitalization yet considering that those overall evaluations do have a definite end day they put on'' t last forever you wear'' t just reach keep them after that as well as that is not going to be the kind of 100% score when it'' s for a temporary duration that'' s going to permit you to get on your own of a great deal of the benefits that we ' re talking about so I ' m happy that you made that difference Elise there is another program that enables fringe benefits particularly for the spouses and also kids of handicapped professionals with 100% ratings as well as that'' s the noncombatant health and clinical program of the Division of Veterans Matters we call it CHAMPVA it'' s one more VA acronym because that'' s a rather cumbersome title for our program but basically the CHAMPVA program is a health care program in which VA will certainly share the costs of certain protected health care solutions that are for the partners and children of impaired professionals with the 100% special needs ranking so this is I believe one-of-a-kind because it'' s not simply an advantage that ' s available to the veteran themselves for their very own treatment yet it'' s likewise a benefit that they can utilize to the benefit of their families which i think is excellent I'' m unsure that a great deal of people find out about this program we put on'' t see it'a heap however it ' s always something that when we obtain inquiries concerning it'' s wonderful to be able to try to attempt to be successful in arriving to prolong these benefits to a disabled professionals family because the kind of healthcare services that are covered are quite wide as well as range for the dependents so it can consist of ambulatory services Hospice treatment specific inpatient and outpatient therapies or hospitalizations household planning kind clinical solutions additionally medical equipment cost can be shared which is which is excellent there'' s a whole checklist of various points that are covered under the CHAMPVA program once more we would certainly suggest that you explore the VA web site that has a great deal of information about these programs and likewise we have some materials on our site at CC case legislation comm that will certainly cover a great deal of the details of the different sorts of benefits that are readily available so we'' re going to switch away from the medical care globe I think Rachel and we'' re gon na now look to the dependents education and learning help advantage this is one that we definitely do see on a rather regular basis in managing our compensation benefits appeals as well as claims so can you inform us what DEA is as well as exactly how its offered certain so DEA means dependents Education and learning Assistance it'' s in fact part of the GI Costs program that supplies education and learning and training to surviving dependents and also qualified dependents what identifies that eligibility is naturally the professionals score so if they'' re rated long-term and also complete whether it'' s 100 %or through TDI you currently or if as they passed away they were ranked entirely as well as permanently disabled their making it through dependents can be qualified to get DEA benefits fantastic and also these are occasionally granted as I believe I generally see these most typically the DEA involvement when we are effective in getting a grant of tdiu or an one hundred percent score and the choice that implements that grant will generally automatically if they'' ve established that the veteran is permanent and completely permanently and also completely handicapped they'' ll generally include that to the choice as well as show that the expert was also entitled to dependents academic support which is excellent to know that'' s also a valuable sign for us to understand that VA has actually regarded the expert to be completely and absolutely impaired so it sort of debunks that process due to the fact that often that can be a little difficult to understand what VA is believing when it comes to that can you tell us also concerning any type of type of professional recovery assistance that'' s readily available for experts with 100 %rankings yeah so kind of in the same point as the training and education offered with DEA eligible dependents can likewise go after occupation recovery and also work VR VR II services essentially so what that means is that they can obtain career counseling they can obtain guidance on exactly how accessibility different in different VA advantages and additionally customize an academic therapy as well so if a veteran is entitled or at the time that they passed away they were entitled to DEA advantages that likewise opens the eligibility for obtaining employment rehabilitation advantages also all right great Thanks Elise can we change to you now to chat regarding various types of benefits that are readily available specifically for things like real estate adaptation gives automobile adaptive equipment grants things like that that are available for experts with with complete scores yeah certain so simply for an example there are 3 different gives which experts can that had specific specials needs as well as who need adaptions either to their house or maybe their lorry can obtain if they need those adaptions in order to meet essentially the requirements of their everyday lives to live even more individually a few of those gives are called the special acusada particularly adjusted real estate specifically adjusted particularly real estate adaption grant as well as the auto adapt adaptive devices give so you recognize each of those goes to various things yet it'' s gon na there are only certain specials needs that you can need to be eligible for those gives this is in fact not one of those problems where you need to have a 100% rating you really simply have to have a specific service-connected special needs but usually those impairments do lead to a 100% ranking anyways so some instances may consist of the loss of the use of one or even more limbs blindness in both eyes loss of use of both hands or possibly particular extreme burns primarily that'' s gon na need you to have some fosterings on your residence and also your vehicle to make sure that you can obtain around and perform you recognize points of everyday living specifically all right which'' s excellent to know due to the fact that this kind of reminds me of the manner in which VA will do the momentary overall assessments for incapacitation and just in kind of with their entire ranking system is that they'' re attempting to see to it that the settlement that ' s awarded is reacting to the impairment triggered by the veterans service-connected problems and as Elise was discussing in some cases an expert service-connected impairment is so extreme regarding need specific modifications to their environment changes to their automobile to make sure that they can utilize it in a secure and hassle-free means things need to be established around the house to ensure that the professionals can ambulate comfortably and also points like that so it'' s certainly worth checking into these kinds of benefits if you assume you have a problem that'' s serious enough to trigger these things as well as if that problem is service-connected as Elise pointed out there is the capability to get these benefits without having a 100% ranking in some circumstances it'' s just going to have to do with what you are service-connected for VA is mosting likely to require to analyze the impairment brought on by your service-connected problems to decide whether that problems warrants one of these gives so that'' s that ' s something helpful to consider specifically for veterans that put on'' t have the 100% rating quite yet I assume probably my preferred topic these days'' s discussion because I simply learnt more about it when we were getting ready for today'' s topic is the room a flights as well as particular advantages that go along with that said Elise you'' ve obtained to inform me much more so this is a brand-new modification since 2019 experts with irreversible and total ratings can get what'' s called room offered traveling or space a trip via the air wheelchair command generally that implies that they'' re gon na be put as travel priority 6 so their top priority focused on behind active-duty troops but they can fly you know with the Air Flexibility Command this doesn'' t cover their dependents and also you do need to have that irreversible in total status however so this is new as well as you can if you primarily if you just search for the area a trips you can see the type right online just how you can put on that and you can take a trip this way once it'' s risk-free to take a trip once again I know that'' s an asset not the most timely means to discover this advantage it'' s not very pertinent or relevant at the existing minute with everything that'' s taking place yet the name the area a trips name just sort of advises me of you understand traveling area so it'' s cool I believe we'' re all mosting likely to need to do something like that once we are not homebound anymore however okay Thank You Elise that'' s truly excellent to recognize we wished to finish up just by throwing out a reminder that while the benefits that we'' ve discussed today are VA particular there are a great deal of various programs and benefits readily available through States as well as in some cases also you Nissa pala teas so VA is obviously a federal executive firm yet various states have different sorts of programs that they implemented various financing that'' s available grants points like that sometimes they have taxpayer assistance they have various kinds of criteria for using for even searching as well as angling licenses lorry permit plates what am I failing to remember likewise state park admissions there'' s a whole great deal of things that veterans that have 100% impairment scores can request possibly in the state in which they live so I recognize that there'' s most likely a range of social service firms hopefully established up in all of our all the states throughout the country that have different policies and have accessibility to different information regarding programs but if you are looking for advantages through the VA wear'' t fail to remember that it might also make feeling to consider whether your state offers additional points that you could require that you'' re not mosting likely to have the ability to survive the VA several of the important things that I simply discussed all the states will certainly differ so it'' s hard to understand exactly what you would qualify for it depends on where you live and also what your state provides but there can be a great deal of various things that go undetected occasionally individuals are so concentrated on working with VA settlement which totally makes feeling however there are likewise other points available that we wouldn'' t want you to miss out on so we would advise checking into that I think that'' s all we have for today Rachel or Elise did you have anything to add before we wrap up no I did sort of just offer an introduction of all these subjects so most of the things is readily available exactly on the CC K'' s internet site so I would encourage you to dive deeper into certain topics you could be extra interested there best thank you both a lot as well as thank you all for joining us today we actually appreciate seeing you all and we wish to see you following time
The Best in Military Veterans’ Benefits Cross Talk
Military Veterans Are America’s BEST Asset